Responsible Lending Equity Release (Dec 2021)

Responsible Lending Lifetime Mortgage Review

Are You Considering Responsible Lending Equity Release? What are the Pros, Cons & Costs? Discover If Responsible Lending Lifetime Mortgage Schemes are for You.

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Responsible Lending Equity Release Review

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Responsible Lending equity release the best?

The providers that we review, including Responsible Lending are the leading lifetime & equity release companies in the market who can help you release cash tied up in your house.
We’re here to help you:
Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Responsible Lending the ideal equity release company to assist you and your family?

What Is Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.

Learn More: What’s Equity Release?

How Does Equity Release Work

Equity release is available for individuals or couples over the age of 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.

Learn More: How Does Equity Release Work?

What About the Responsible Lending Equity Release Calculator?

Before you consider using the Responsible Lending equity release calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Responsible Lending. So first use this calculator below & see how much you can release.

How Much Can You Release?

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Equity Release Calculator

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Responsible Lending Equity Release

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About the providers we compare

Helped more than 1 million people with equity release.

Organised over 1 in 3 plans approved by the Equity Release Council1.

Most popular reasons for releasing equity

Who Are Responsible Lending?

Responsible Lending provides lifelong mortgages1 to help you plan your retirement utilising property as an unexpected source of income.

Responsible lending assists you in achieving financial independence. Their lifetime mortgages fulfil the product requirements of the Equity Release Council and are designed with features that prioritise your requirements.

Their one-of-a-kind, contemporary, flexible selection of lifetime mortgages may also help you plan your retirement by allowing you to use your home as an income stream you hadn’t considered before.

Their staff of real-life underwriters is available to speak with your adviser about your property and loan. Say no to our rivals who use the phrase “computer says no.” The company’s price is based on the amount of money you wish to borrow. They’ll adjust their price to reflect the fact that you’re borrowing less than the worth of your home. They assume the risk of any negative equity in your home, and as the risk diminishes, so does the price.

They’ve created a platform that allows real people and technology to work together seamlessly. Customers benefit from their upgraded technology, and unlike some rivals, they accept online applications from your adviser, which cuts processing times by days, if not weeks.

FCA Address

Princess Court
23 Princess Street
PL1 2EXP L 1 2 E X

Trading Names

  • Responsible Lending Limited

FCA Permitted Services

  • Mortgages & Home Finance


  • Financial Conduct Authority
  • Financial Services Authority

Registration Numbers

  • FCA Ref Number: 763158
  • FCA Reg Number: 9801855
FCA Link: FCA Link

Responsible Lending Info

Got Questions About Responsible Lending & Lifetime Mortgages? Check These First


If you’re anything like us, you skipped to the end anyway.

So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

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Interested in releasing money from your home while you're still living there?

Use our free equity release calculator & see how much you can release today.

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