Ship Equity Release (Dec 2021)

Ship Lifetime Mortgage Review

Are You Considering Ship Equity Release? What are the Pros, Cons & Costs? Discover If Ship Lifetime Mortgage Schemes are for You.

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Ship Equity Release Review

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Ship equity release the best?

The providers that we review, including Ship are the leading lifetime & equity release companies in the market who can help you release cash tied up in your house.
We’re here to help you:
Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Ship the ideal equity release company to assist you and your family?

What Is Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.

Learn More: What’s Equity Release?

How Does Equity Release Work

Equity release is available for individuals or couples over the age of 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.

Learn More: How Does Equity Release Work?

What About the Ship Equity Release Calculator?

Before you consider using the Ship equity release calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Ship. So first use this calculator below & see how much you can release.

How Much Can You Release?

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Equity Release Calculator

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Ship Equity Release

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About the providers we compare

Helped more than 1 million people with equity release.

Organised over 1 in 3 plans approved by the Equity Release Council1.

Most popular reasons for releasing equity

Who Are Ship?

Safe Home Income Plans (SHIP) is good news for customers considering Equity Release.1 It is a rule of conduct that was established in 1991 with the primary goal of protecting customers when they take out an equity release loan. The SHIP Code of Practice will be followed by all participating firms.

SHIP, or Safe Home Income Plans, was founded in 1991 as a consumer protection and equity release company.

Their plans include the following features:

  • They are allowed to live in their home for the rest of their lives as long as it is their principal abode.
  • They are entitled to an explanation of their lifelong mortgage or property reversion plan that is fair and unambiguous.
  • They are free to relocate their idea to a more suitable location without suffering any financial penalties.
  • They keep their right to hire an independent lawyer of their choice to handle the legal procedure and sign the SHIP certificate.
  • They are protected by the SHIP certificate, which assures that they are fully informed about the equity release plan’s terms and ramifications
  • They are protected by a guarantee against negative equity, which ensures they will never owe more than the home is worth.

With SHIP, you feel safe and have peace of mind.

Want to compare this company with another? Try saga equity release calculator.


  • Financial Conduct Authority
  • Financial Services Authority

Ship Info

Got Questions About Ship & Lifetime Mortgages? Check These First


If you’re anything like us, you skipped to the end anyway.

So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

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Interested in releasing money from your home while you're still living there?

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