Step Change Equity Release (May 2022)

Step Change Lifetime Mortgage Review

Are You Considering Step Change Equity Release? What are the Pros, Cons & Costs? Discover If Step Change Lifetime Mortgage Schemes are for You.

Before You Start Reading...

Let's See How Much You Can Release 👇


Equity Release Calculator

Value of Your Home?


Drag me


🔒 100% Secure & Fast. Takes Just 8 Seconds.


Step Change Equity Release Review

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Step Change equity release the best?

The providers that we review, including Step Change are the leading lifetime & equity release companies in the market who can help you release cash tied up in your house.
We’re here to help you:
Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Step Change the ideal equity release company to assist you and your family?

What Is Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.

Learn More: What’s Equity Release?

How Does Equity Release Work

Equity release is available for individuals or couples over the age of 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.

Learn More: How Does Equity Release Work?

What About the Step Change Equity Release Calculator?

Before you consider using the Step Change equity release calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Step Change. So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the FREE Calculator 👇


Equity Release Calculator

Value of Your Home?


Drag me


🔒 100% Secure & Fast. Takes Just 8 Seconds.

Step Change Equity Release

It's VERY FAST and, takes just 8 seconds

Why get a free quote?

Multiple quotes

Get quotes from our providers & choose the best one

Speak to an expert

We’ll get an expert to contact you to answer any questions

About the providers we compare

Helped more than 1 million people with equity release.

Organised over 1 in 3 plans approved by the Equity Release Council1.

Most popular reasons for releasing equity

Who Are Step Change?

The Foundation for Credit Counselling’s StepChange Debt Charity, 1 originally the Consumer Credit Counselling Service, is a debt charity that operates across the UK.

Step Change is the most comprehensive debt advice programme in the United Kingdom. They assist those who are in debt in regaining control of their money and life. The company’s mission is to build a society free of debt problems. Problem debt affects more than just people; it also affects families and communities, costing more than £8 billion every year.

Step Change will help society overcome the issues that debt produces in the twenty-first century by assisting individuals who are in debt and advocating for laws that try to avoid problem debt. Millions of lives have been changed as a result of the company’s initiatives, and they are devoted to aiding millions more.

Step aspires to be the most trusted supplier of free debt advice and solutions, and they’ll continue to advocate everything that’s finest in free debt advice and debt management, with the help of its partners and stakeholders.

With 1,500 staff in offices around the nation, the UK’s largest debt charity is at the forefront of offering debt advice and solutions.

The following are some of their main goals:

  • Promote and raise knowledge about free debt counselling and solutions
  • Improve people’s financial knowledge and abilities so they can better manage their finances and obligations
  • Be the most effective and long-term source of debt counselling and solutions

FCA Address

123 Albion Street
LS2 8ERL S 2 8 E R

Trading Names


  • Foundation for Credit Counselling
  • Stepchange NI
  • Stepchange Northern Ireland
  • Stepchange Wales


  • Betterpay
  • C.C.C.S
  • C.C.C.S Debt Remedy
  • C.C.C.S Ireland
  • C.C.C.S NI
  • C.C.C.S Northern Ireland
  • C.C.C.S Scotland
  • Consumer Credit Counselling Service
  • Debt Line
  • Irish Debtline
  • Scottish Debtline
  • Stepchange Money Matters
  • Stepchange Wellbeing
  • Student Debtline
  • The Debt Helpline

FCA Permitted Services

  • Insurance
  • Investments
  • Other Services


  • Financial Conduct Authority
  • Financial Services Authority

Registration Numbers

  • FCA Ref Number: 729047
  • FCA Reg Number: 2757055
FCA Link: FCA Link

Step Change Info

Got Questions About Step Change & Lifetime Mortgages? Check These First


If you’re anything like us, you skipped to the end anyway.

So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

You may also like

Interested in releasing money from your home while you're still living there?

Use our free equity release calculator & see how much you can release today.

Hi there!

Request a Call Back Below

We’ll get an equity release expert to call you back shortly.
Equity Release Call Back
Please check your details are 100% correct

We Hate Spam as Much as You. 100% Secure.

Free Equity Release Calculator

See how much you can release today


Equity Release Calculator

Value of Your Home?


Drag me


🔒 100% Secure & Fast. Takes Just 8 Seconds.